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PayPal: PayPal Credit reviews

4.73
Based on 177,405 reviews, last reviewed 12th Jul 2026
1211% increase in 5 star reviews
in the past 90 days
994% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026
AK's avatar
AK

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026
A P's avatar
A P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177790)

good credit options, good human customer service .

5
Good credit options, and human customer service if you have any issues Reviewed on: 7th July 2026

its easy to use with an extra layer of security and...

4
its easy to use with an extra layer of security and support on top of my bank for any disputes. Overall great experience with Paypal and will continue to use it for the forseeable future. Reviewed on: 7th July 2026

I find PayPal credit a convenient way to spend.

5
I find PayPal credit a convenient way to spend. It gives me flexibility to pay when is convenient for me with lots of different options for buy now pay later etc. it's great. Reviewed on: 7th July 2026

Great options and flexibility in repayment

5
Great options and flexibility in repayment Reviewed on: 7th July 2026

Great experience

5
Great experience does what it says on the tin no issues Reviewed on: 7th July 2026

Ease of use.

5
Ease of use. Any problems that arise are sorted professionally Reviewed on: 7th July 2026

I had good experience good service

5
I had good experience good service Reviewed on: 7th July 2026

Always been reliable and never had a problem

5
Always been reliable and never had a problem Reviewed on: 7th July 2026

Pay pal is the best to pay for items and pay pal cre...

5
Pay pal is the best to pay for items and pay pal credit is really good to help with payments if you have the credit then it helps. Reviewed on: 7th July 2026

Great service

5
Custom service is brilliant and easy to deal with. Reviewed on: 7th July 2026

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