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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

I have used PayPal credit for quite a while now and...

I have used PayPal credit for quite a while now and it gives me great flexibility on those larger purchases that I’d rather not take straight out of my savings. It’s becoming my most trusted method of credit. Reviewed on: 12th May 2024

Easy to use and very handy.

Easy to use and very handy. I use PayPal credit for almost everything and anything! Reviewed on: 12th May 2024

Good no fuss quick service.

Good no fuss quick service. A well known and respected brand that people trust Reviewed on: 12th May 2024

Always safe and convenient.

Always safe and convenient. Now with curve card only credit I use Reviewed on: 12th May 2024

Great experience highly recommended.

Great experience highly recommended. Reviewed on: 12th May 2024

Never had an issue with PayPal credit, the service i...

Never had an issue with PayPal credit, the service is straight forward and ease of use is a bonus. I tend to pay before the full term but have the knowledge that it's always there when I need the service Reviewed on: 12th May 2024

I have very good experience with the organisation

I have very good experience with the organisation Reviewed on: 12th May 2024

I've always used PayPal, its safe and secure, especi...

I've always used PayPal, its safe and secure, especially if your unsure with some websites makes you know your monies safe. If any issues they've always been dealt with straight away Reviewed on: 12th May 2024

Good friendly staff and easy to use

Good friendly staff and easy to use Reviewed on: 12th May 2024

Very useful as used everywhere and great payment opt...

Very useful as used everywhere and great payment options. Reviewed on: 12th May 2024

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