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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

I have been using PayPal credit for last few months...

I have been using PayPal credit for last few months I really enjoy using this service. The no interest on pay in four is marvellous. Reviewed on: 12th May 2024

Great Service

The service allows for great flexibility when making larger payments. Reviewed on: 12th May 2024

Amazimg.

Amazimg. Good. Easy. Would recommend. Helps a lot. Reviewed on: 12th May 2024

Joy payment system

It's a joy to use this payment system because it gives me different benefits and cashback options! Reviewed on: 12th May 2024

.Great service.

Great service. Offers 0% on all purchases for 4 months over £100 Reviewed on: 12th May 2024

Excellent i recommend for my friend

Excellent i recommend for my friend Reviewed on: 12th May 2024

Very pleased overall with PayPal and PayPal Credit.

Very pleased overall with PayPal and PayPal Credit. Reviewed on: 12th May 2024

It's been incredible...

It's been incredible for allowing us to get things that are needed that we can't afford immediately but can pay back in the future. Reviewed on: 12th May 2024

it's easy too use!

it's easy too use! Quick payments. And just handy too have around Reviewed on: 12th May 2024

Very good offers.

Very good offers. However my limit has never increased but that’s not awful! Reviewed on: 12th May 2024

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