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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Ok it’s good , very good

Ok it’s very good , very helpful Reviewed on: 12th May 2024

Easy to use with good benefits.

Easy to use with good benefits. Although unable to pay balance on individual purchases Reviewed on: 12th May 2024

Five star

Very easy to apply and pay monthly installments….highly recommended Reviewed on: 12th May 2024

PayPal provides extra security

I feel secure using PayPal for purchases because of the security it provides if merchants don't follow through on their end. Reviewed on: 12th May 2024

The best financial operation services , easy and rel...

The best financial operation services , easy and reliable Reviewed on: 12th May 2024

Easy and quick to use.

Easy and quick to use. Hassle free to use and 4 months Interest free is best. Reviewed on: 12th May 2024

Wonderful service,and really helpful 5 start

Wonderful service,and really helpful 5+++ Reviewed on: 12th May 2024

Good to know my money is always safe using this serv...

Good to know my money is always safe using this service Reviewed on: 12th May 2024

Really easy to use, and handy to have and very secure.

Really easy to use, and handy to have and very secure. Reviewed on: 12th May 2024

No complaints.

No complaints. It does what it needs to. Reviewed on: 12th May 2024

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