Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

View other PayPal products

4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Good experience overall.

Good experience overall. Easy to check out. Very user friendly Reviewed on: 12th May 2024

Love PayPal credit.

Love PayPal credit....a helping hand and able to spread payments interest free Reviewed on: 12th May 2024

No issues, clear payment plan.

No issues, clear payment plan. Easy to use and deal with . Reviewed on: 12th May 2024

Never had any issues very easy to use!

Never had any issues very easy to use! Reviewed on: 12th May 2024

Very easy to use app customer service

Very easy to use app customer service Reviewed on: 12th May 2024

Good, especially since now I can use it in store and...

Good, especially since now I can use it in store and everywhere. Reviewed on: 12th May 2024

Fantastic way to pay

Fantastic way to pay for items gives me security knowing if there's something wrong with what I've bought PayPal has my back with buyer protection and refunds are almost instant. I've always used PayPal since eBay started and now I use it all over Reviewed on: 12th May 2024

Thanks Use it all the t and if something g...

Use it all the time not a problem and if something gos wrong their there to help Reviewed on: 12th May 2024

Having the option to paying as much as you want extr...

Having the option to paying as much as you want extra with no hassle is great Reviewed on: 12th May 2024

Paypal credit is brilliant

Paypal credit is brilliant, I can monitor what I am spending, great reminder service, for payment. I like the fact I don't have a credit card but I am able to use it to buy things on line Reviewed on: 12th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Pay
from Shop Direct 3.66 from 29 reviews
Payments
from PayPal 4.72 from 3854 reviews
Loan
from Snap Finance 4.81 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101312 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub