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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Easy to navigate and control finances.

Easy to navigate and control finances. Easy to make additional payments and manage direct debit. Very happy with the service Reviewed on: 12th May 2024

Great service

Never had an issue. Great customer service. Reviewed on: 12th May 2024

Paypal credit is easy to use

Paypal credit is easy to use and easy to pay off - the customer service is really good and it’s an easy payment method. my money is always secure with paypal and i use it often for purchases. Reviewed on: 12th May 2024

Used PayPal for years, never had an issue

Used PayPal for years, never had an issue Reviewed on: 12th May 2024

PayPal has been life changing..

PayPal has been amazing, a few months ago I was struggling to buy something but PayPal gave me the opportunity to do so with their payment plans. That too with 0% interest! I've been a PayPal user for so many years now and it has been the most reliable app! Reviewed on: 12th May 2024

Very easy to use the app for both PayPal credit and...

Very easy to use the app for both PayPal credit and direct debit. Once the arrangements have been made PayPal take care of everything Reviewed on: 12th May 2024

PayPal is quick easy and effective when making purch...

PayPal is quick easy and effective when making purchases and has a great payment plan for all situations. Reviewed on: 12th May 2024

Straightforward and simple to use so that I a...

Always straightforward and simple to use so that I always know exactly where I am with my spending. Reviewed on: 12th May 2024

Best.of the best

Sometimes PayPal Really helpful,Its better than a credit card Reviewed on: 12th May 2024

Just what I need when I need.

Always easy to use and perfect to buy and use pay day to pay off. Reviewed on: 12th May 2024

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