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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

I always have a good experience!

I always have a good experience!!! Reviewed on: 12th May 2024

Great experience.

Great experience. I use PayPal for many years now! Almost no issues at all. I only had some problems twice and it was resolved very quickly by staff that was very attentive and professional. I'm very happy in general! Reviewed on: 12th May 2024

Easy use in the very good excellent

Easy use in the very good excellent Reviewed on: 12th May 2024

Great customer service

Had a problem with my paypal and was sorted out very quicky 5***** Reviewed on: 12th May 2024

I love PayPal and use it constantly

I love PayPal and use it constantly Reviewed on: 12th May 2024

Can always count on paypal to give a great service

Can always count on paypal to give a great service Reviewed on: 12th May 2024

Always resolve issues never had a problem

Always resolve issues never had a problem Reviewed on: 12th May 2024

very good experience when dealing with purchases and...

very good experience when dealing with purchases and good quick responses Reviewed on: 12th May 2024

Its easy and convenient and safe to use.

Its easy and convenient and safe to use.. its user friendly and everything is on your hand and control Reviewed on: 12th May 2024

PayPal is my pal

PayPal has always been so easy to use but if you do have any issues there customer service teams are amazing Reviewed on: 12th May 2024

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