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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177706 reviews)

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4.73

Based on 177,405 reviews, last reviewed 12th Jul 2026

1211% increase in 5 star reviews

in the past 90 days

994% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177733)

PayPal credit is very good as it gives you 4 months...

PayPal credit is very good as it gives you 4 months to pay something off before interest is added. Reviewed on: 7th July 2026

I like the fact that I have more time to pay for wha...

I like the fact that I have more time to pay for what I have purchased which means that I can afford to buy things that I could not pay for in full Reviewed on: 7th July 2026

PayPal is so easy and convenient to use and above al...

PayPal is so easy and convenient to use and above all is very safe any issues I have had have been resolved very quickly and without problems Reviewed on: 7th July 2026

Quick and easy to open a credit account

Easy to open a credit account, and tool less time then expected. Money back was a bonus! Reviewed on: 7th July 2026

Excellent PayPal

Never had a problem. The pay in three is excellent for customers. So easy to use Reviewed on: 7th July 2026

I've had problems recently with potential scams.

I've had problems recently with potential scams. Paypal have been very quick to react, give me advice and refund the payents Reviewed on: 7th July 2026

PayPal credit

PayPal credit is really good for short term and long term credit. It is easy to use and easy to pay back. Reviewed on: 7th July 2026

Easy to use and fast credit.

Easy to use and fast credit. It took no time to organise and arrange the 0% credit. Reviewed on: 7th July 2026

Overall good with plenty of convenience

Overall a good service, accepted in many places, and with all the extra features it covers most of my online needs. Charges can be a little high for sending and receiving money sometimes, but the convenience is often worth the extra costs. Thankfully most of this is documented and explained. Reviewed on: 7th July 2026

Great for spreading the cost

I used PayPal Credit to spread the cost of buying PC parts, and it was quick and easy to use. The application was straightforward, and being able to pay over time made the purchase much more manageable. As long as you keep up with the repayments, it's been a really useful option. Reviewed on: 7th July 2026

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