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PayPal: PayPal Credit reviews

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4.90
Based on 109,728 reviews, last reviewed 18th May 2026
2715650% increase in 5 star reviews
in the past 90 days
8000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good helps me a lot and I've told all my freidn... Very good helps me a lot and I've told all my freidns and family Reviewed on: 18th May 2026
LT's avatar
LT

Latest lowest rating:

1

It’s far too easy to get this money, people need to... It’s far too easy to get this money, people need to realise that this is money that they have to pay back. Please only use this if you are financially... Read more Reviewed on: 18th May 2026
Jack M's avatar
Jack M
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (109728)

Paypal makes it so easy to use your credit.

5
Paypal makes it so easy to use your credit. From bigger purchases that you want to split up so you can budget for the month and still feel like you're living freely. I make a lot of purchases and while I can sometimes pay them off all at once I like to pay in 3 just so I can keep track of my monthly budget. It's quick to use, takes no longer than paying by your credit or debit cards. And along with the credit comes peace of mind that you have PayPal's backing should anything go wrong with say missing items or the ever increasing amount of scams. You should be protected. It's not the easiest to find PayPal help and contact, but once you do get there the help I've had over the years has been outstanding. The mobile app just work. I've never had a problem with it, and you barely see a website that doesn't take PayPal anymore which is great. PayPal now even tracks my packages for me as well. Overall a great experience and I try to recommend it to anyone, especially the younger generation who are maybe just starting out in the working life and probably want to buy loads of stuff. Reviewed on: 6th May 2026
Gordon Frew's avatar
Gordon Frew

Simple, easy to use, efficient and everything I want...

5
Simple, easy to use, efficient and everything I want in a credit facility Reviewed on: 6th May 2026
Kevin Porter's avatar
Kevin Porter

Enjoyed everything but the payment is a bit problema...

4
Enjoyed everything but the payment is a bit problematic like when paying off the statement money it takes 5 days Reviewed on: 6th May 2026
Muhammad 's avatar
Muhammad

Great and efficient .

5
Great and efficient . Simple to use and transparent enough to see where you are at with spending. Reviewed on: 6th May 2026
Marcelle H's avatar
Marcelle H

I find paying with PayPal simple and secure.

5
I find paying with PayPal simple and secure. PayPal credit is also a great service which they added Reviewed on: 6th May 2026
J's avatar
J

I use PayPal almost exclusively to pay for goods onl...

5
I use PayPal almost exclusively to pay for goods online, it the only way to pay and feel confident that none of my details are being stolen, I have encouraged my parents to open PayPal accounts, if a online shop doesn’t take PayPal i usually do not complete my purchase, PayPal credit with 4 months interest free is a fantastic option to afford something of a higher price you would struggle to afford. Reviewed on: 6th May 2026
Lisa P's avatar
Lisa P

New customer

5
Im a new customer so i can't say to much but everything is good so far ! Reviewed on: 6th May 2026
Kev law's avatar
Kev law

I’m extremely happy very good service never makes me...

5
I’m extremely happy very good service never makes me unhappy and uncomfortable Reviewed on: 6th May 2026
Kate's avatar
Kate

Easy to use and keep me regularly updated

5
Easy to use and keep me regularly updated Reviewed on: 6th May 2026
Caroline C's avatar
Caroline C

Everything clear and straightforward and great app

5
Everything clear and straightforward and great app Reviewed on: 6th May 2026
Lee B's avatar
Lee B

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