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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 109,678 reviews, last reviewed 18th May 2026
2713250% increase in 5 star reviews
in the past 90 days
7950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is convenient, especially for online purchases. PayPal is convenient, especially for online purchases. Reviewed on: 18th May 2026
Edel L's avatar
Edel L

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026
Paul B's avatar
Paul B
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (109678)

Easy to use, kept informed and updated

5
Easy to use, kept informed and updated Reviewed on: 6th May 2026
Deirdra M's avatar
Deirdra M

A transparent payment option

5
Always an easy payment process with different options, clarity on repayment and good communication Reviewed on: 6th May 2026
Kate H's avatar
Kate H

Secure, easy and convenient.

5
Secure, easy and convenient. Preferred means of payment where option exists Reviewed on: 6th May 2026
Steve T's avatar
Steve T

Very good always keeping me up to date date with my...

5
Very good always keeping me up to date date with my account Reviewed on: 6th May 2026
Clements mc fall's avatar
Clements mc fall

Excellent customer service all the time .

5
Excellent customer service all the time . When ever I can’t pay on time , when they call me they always help me out and make it easier for me with payment plan Reviewed on: 6th May 2026
Nisba b's avatar
Nisba b

Interest free for 4 months.... What not to love?

5
I love that I can add my card to my virtual wallet, and especially love the I interest free when you spend of £100. The app is super easy to use and sends notifications Reviewed on: 6th May 2026
Sonnie Lee's avatar
Sonnie Lee

Amazing experience, effortlessly simple, great custo...

5
Amazing experience, effortlessly simple, great customer service and communication, out of all the credit providers this is definitely one of the better ones I have dealt with and would recommend to friends and family. Reviewed on: 6th May 2026
Ariella's avatar
Ariella

Easy to use and great when you need it

5
Easy to use and great when you need it Reviewed on: 6th May 2026
Lydia 's avatar
Lydia

It’s a very handy way to spread the cost of something.

5
It’s a very handy way to spread the cost of something. The way it’s offered as payment method when purchasing is seamless and intuitive to use. It’s easy to track your balance and payments on the PayPal app. Easy service to recommend. Reviewed on: 6th May 2026
Kyle's avatar
Kyle

I used PayPal for over 15 years now and there's no d...

5
I used PayPal for over 15 years now and there's no downside to it's service at all. It's a safe way to pay and to get money at all times and there's no fees in regular use. Even the credit function has decent interest rate. Reviewed on: 6th May 2026
Simone S's avatar
Simone S

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