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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Excellent service, great rates and affordable payments.

Excellent service, great rates and affordable payments. Reviewed on: 12th May 2024

Very good experience i really like PayPal credit eas...

Very good experience i really like PayPal credit easy n fast service good for everything Reviewed on: 12th May 2024

Excellent all over.

Excellent all over. Service is very good .I use always PayPal credit Service. This is very helpful Reviewed on: 12th May 2024

Great fast service used for over 10yrs

Great fast service used for over 10yrs Reviewed on: 12th May 2024

PayPal credit is a swift and great service.

PayPal credit is a swift and great service. Easy to use and is handy for when you need to spread the cost of things across more time so I would highly recommend it to anyone that would ask about it. Reviewed on: 12th May 2024

Easy, straightforward & fantastic customer service

Easy to setup straightforward great service, extremely useful for day to day use, PayPal Credit’s customer service is exceptional, much better than the main PayPal poor service, when they link to physical Credit Card here in the Uk it will be an all round fantastic service. Reviewed on: 12th May 2024

I'm really happy with PayPal credit, help me when I...

I'm really happy with PayPal credit, help me when I have hard money situation Reviewed on: 12th May 2024

Truly amazing

Just applied for one and it was super easy! Normally I just use pay in 3 but they offered a £20 off my order so I went ahead with it and I’ve fell in love with it! I just can’t believe how easy it is to manage! Reviewed on: 12th May 2024

A great service

Easy and efficient service with no hassle when it comes to borrowing money. Reviewed on: 12th May 2024

Let’s talk about pay in 3

Personally I really love PayPal , especially when it’s come to pay in3 without any interest. A part from that it so comfortable to shop online, because I have trust that I will get my money back if anything went wrong. In short, let’s say shop with PayPal and good bay to your worries . Reviewed on: 12th May 2024

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