Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

View other PayPal products

4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

PayPal- Competitive and Sensible

PayPal offers very competitive rates which makes credit affordable, they also keep credit limits sensible helping you to keep control. Reviewed on: 12th May 2024

I Feel a lot safer paying via Paypal and feel my pur...

I Feel a lot safer paying via Paypal and feel my purchases are better protected. Reviewed on: 12th May 2024

Really handy app and feels secure using for online p...

Really handy app and feels secure using for online payments. Reviewed on: 12th May 2024

sending money and payments

i use paypal to send money to my girlfriend and also to spread costs of my payments, it is vital for me Reviewed on: 12th May 2024

Not much to say.

Not much to say. But good service Reviewed on: 12th May 2024

Easy to use and great range of credit options

Easy to use and great range of credit options including interest free Reviewed on: 12th May 2024

Always money in your hand.

Always money in your hand. Easy to apply Reviewed on: 12th May 2024

I been with PayPal over so many years, provided exce...

I been with PayPal over so many years, provided excellent service and communication and always dealt with my correspondence, Any issues I comfortable talking to PayPal customer service, they dealt with the enquiry efficiently Reviewed on: 12th May 2024

Absolutely cracking experience always there to help

Absolutely cracking experience always there to help Reviewed on: 12th May 2024

PayPal really helped me at very difficult times and...

PayPal really helped me at very difficult times and their interest free credit always helped me to come out of debts, thanks Reviewed on: 12th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Very Pay
from Shop Direct 3.66 from 29 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101312 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub