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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

PayPal credit helped me out when other options weren...

PayPal credit helped me out when other options weren’t available. Great service, thank you! Reviewed on: 12th May 2024

Very simple to use

Very simple to use -convenient and easy Reviewed on: 12th May 2024

GREAT SERVICE

Nointerest charges. App easily accessible. Reviewed on: 12th May 2024

I have always shopped with PayPal.

I have always shopped with PayPal. If I ever had issues with the retailer it is sorted immediately.Customer service are excellent they are nice, polite, helpful, friendly and understanding. Reviewed on: 12th May 2024

Super App & Great Service

Great app and plenty of vendors/online stores accept PayPal. Customer service has always been easy to access providing super friendly service. An all round great service. Reviewed on: 12th May 2024

Helped in tough situations .

Helped in tough situations . Good flexibility Reviewed on: 12th May 2024

Easy to use and if something was up they fast...

Easy to use and if something was up they fast to reply Reviewed on: 12th May 2024

This is a fantastic way to pay don’t worry about the...

This is a fantastic way to pay don’t worry about the money paypal is here im really happy i used paypal for any thing i bought from any website Reviewed on: 12th May 2024

Really clear interest rates and payment terms.

Really clear interest rates and payment terms. Reviewed on: 12th May 2024

I love using PayPal when I am buying online, it is e...

I love using PayPal when I am buying online, it is easy to use! Paypal is my go to when buying online and I would 100% recommend using it! Reviewed on: 12th May 2024

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