Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (181154)

It’s great whenever shortfall it’s easy to use and g...

5
It’s great whenever shortfall it’s easy to use and great promotional offer Reviewed on: 12th May 2024
AZ's avatar
AZ

PayPal credit and PayPal pay in 3 has really help me...

5
PayPal credit and PayPal pay in 3 has really help me to achieve a lot, not subjecting me to debt and interest that banks and other credit cards offers, it has help me even in the face of high cost of living, PayPal credit has positively made it possible to buy things for my family and still enjoy all the good things of life without hassle or in debt...it also gives me a rest of mind that my money, online purchase is safe and gives me time to pay without having sleepless night Reviewed on: 12th May 2024
Judith A's avatar
Judith A

Never had a single problem with it

5
Never had a single problem with it Reviewed on: 12th May 2024
Charlie W's avatar
Charlie W

Paypal credit is the best of all credit.

5
Paypal credit is the best of all credit. Very affordable and reliable. Reviewed on: 12th May 2024
Paul Innocent Anazodo's avatar
Paul Innocent Anazodo

App shows exactly what payments are upcoming

5
Very easy to apply and app shows you exactly what to be expecting to pay with upcoming transactions Reviewed on: 12th May 2024
Stephanie G's avatar
Stephanie G

Great customer service.

5
Great customer service. Always very helpful Reviewed on: 12th May 2024
Anber 's avatar
Anber

Excellent option for short term smaller purchases!

5
PayPal credit is by far the best option for smaller payments. My computer, phone and watch are all on 0% Apr deals making it smarter and more manageable for me to make large payments over time. Very easy to stay on top of and pay on time. The app is brilliant. Very much love PayPal! Reviewed on: 12th May 2024
Josh Robertshaw's avatar
Josh Robertshaw

Best for online shopping.

5
Best for online shopping...gives you plenty offers to pay in installments.Would love to have a credit card of paypal if that rolls out Reviewed on: 12th May 2024
Akash a's avatar
Akash a

Very useful and reliable credit service

5
Very useful and reliable credit service Reviewed on: 12th May 2024
Matthew C's avatar
Matthew C

Would highly recommend

5
If I've had a problem they are always available to help always had quick response from them. Reviewed on: 12th May 2024
Littlemike's avatar
Littlemike

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101312 reviews
    PayPal

  • Payments

    from PayPal 4.72 from 3854 reviews
    PayPal

  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill