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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Always found it very useful and I used it alot

Always found it very useful and I used it alot Reviewed on: 12th May 2024

Great for purchases when unexpected costs come up an...

Great for purchases when unexpected costs come up and for expensive times of year like birthdays, Xmas and other seasonal expenses that arise. Reviewed on: 12th May 2024

0% intetest on deferred payments is awesone

0% intetest on deferred payments is awesone Reviewed on: 12th May 2024

Excellent

Have been a paypal customer for over 10 years amazing customer service very trustworthy fair and reliable , you get a sense they really care about ur money and make it easy for you to take control of your money safely Reviewed on: 12th May 2024

It's very good

PayPal is generally user-friendly, offers security measures, but has some fees and occasional customer service issues. Overall, it's reliable for most transactions. Reviewed on: 12th May 2024

Easy to follow instructions.

Easy to follow instructions. Reminder updates when due to pay. Quick transactions Reviewed on: 12th May 2024

It has been a lifeline .

It has been a lifeline ... its widely accepted & Xoom transfers are great . Reviewed on: 12th May 2024

I had a issue with a payment one time which paypal c...

I had a issue with a payment one time which paypal customer service managed to sort it out promptly Reviewed on: 12th May 2024

Excellent service with great customer care

Excellent service with great customer care Reviewed on: 12th May 2024

I’ve had a very good experience using PayPal Credit.

I’ve had a very good experience using PayPal Credit. The game changer for me was getting the Curve card. When I saw the info on my PayPal App, it felt like someone had been listening to my mind because I’ve always wanted that feature to be able to use PayPal in store. PayPal Credit has been very helpful and extremely useful to me. Reviewed on: 12th May 2024

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