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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Really happy, very easy to apply, avail and change w...

Really happy, very easy to apply, avail and change with great flexibility through app. Reviewed on: 13th May 2024

I have had good experience with PayPal credit it has...

I have had good experience with PayPal credit it has helped me a lot Reviewed on: 13th May 2024

Great service

Always there when you need it , great service Reviewed on: 13th May 2024

PayPal is your pal

I use it for years and it's excellent. It's also very safe for online purchases. The statement is being issued every month so you are in control. Great service! Highly recommended for everyone needs a boost financially. Reviewed on: 13th May 2024

Good service

Trustworthy can be trusted on buying or selling stuff Reviewed on: 13th May 2024

Best way to pay money and all ways trust on PayPal m...

Best way to pay money and all ways trust on PayPal money protection Reviewed on: 13th May 2024

Easy to understand and use recommended

Easy to understand and use recommended Reviewed on: 13th May 2024

For a student, you can get a paypal credit easily wh...

For a student, you can get a paypal credit easily which is a huge bonus. Reviewed on: 12th May 2024

Easy to use.

Easy to use. Good interface and breakdown of information Reviewed on: 12th May 2024

Paypal are good

Good service and they helpful when you need them Reviewed on: 12th May 2024

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