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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

5star experience Definitely recommend

5star experience Definitely recommend Reviewed on: 13th May 2024

Easy to use.

Easy to use. Convenient when needing to spread the cost when purchasing items Reviewed on: 13th May 2024

Where willing to listen during covid hard times.

Where willing to listen during covid hard times. Reviewed on: 13th May 2024

No interest

Pay in convenient installments without interest for a few months is very useful. You can spread the cost and plan ahead. Reviewed on: 13th May 2024

Great support

Compared to other financial services offered by competitors, PayPal offered a prompt and great support when needed. Reviewed on: 13th May 2024

You can't go wrong with Paypal, Well Recommended.

I have been with PayPal for for about 17 years and I have never ever experienced bad service with the establishment and my life without it would be miserable. Reviewed on: 13th May 2024

Excellent

Simple to use and helps with spreading out the cost of purchases. Never had any issues! Reviewed on: 13th May 2024

Great to have several options available.

Great to have several options available. Reviewed on: 13th May 2024

This is high standard of pay.

This is high standard of pay. The best one. Reviewed on: 13th May 2024

It's good that PayPal is available almost everywhere

It's good that PayPal is available almost everywhere Reviewed on: 13th May 2024

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