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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

It’s amazing.

It’s amazing. I love it and I’ll use it forever. Reviewed on: 13th May 2024

making it easier to purchase

great payment options making it easier to purchase items especially with 0% interest. Reviewed on: 13th May 2024

So simple to use for purchases.

So simple to use for purchases. Helpful 4 instalments interest free option. Take the sting out of big purchases. Reviewed on: 13th May 2024

PayPal - First and foremost

Secure trustworthy efficient, each and every time used. Full confidence in PayPal to handle money transfers and the process is very easy to use when managing transactions. I would recommend PayPal as a first option to use before any other company. Reviewed on: 13th May 2024

Great services no problem at all very happy with pay...

Great services no problem at all very happy with paypall Reviewed on: 13th May 2024

easy and quick send money and not paying fee...

easy and quick send money and not paying fee Reviewed on: 13th May 2024

Can use anywhere online easy to checkout

Can use anywhere online easy to checkout Reviewed on: 13th May 2024

Great experience great service and complete peace of...

Great experience great service and complete peace of mind Reviewed on: 13th May 2024

As usual nothing different from others.

As usual nothing different from others. Reviewed on: 13th May 2024

Great option with buy now pay later or over 4 months...

Great option with buy now pay later or over 4 months with no interest. Would be good to see instead of 4 months 6 months Reviewed on: 13th May 2024

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