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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Excellent

Over all it’s a Great experience Reviewed on: 13th May 2024

PayPal should really be every ones default payment m...

PayPal should really be every ones default payment method, they are second to none and provide excellent service if ever required. Reviewed on: 13th May 2024

have trusted PayPa everything.

I have had PayPal for years and I have trusted PayPal for everything I bought. Reviewed on: 13th May 2024

Low limit on credit.

Low limit on credit. Applied many times for more but never happened Reviewed on: 13th May 2024

It is great that you dont have to ho through so much...

It is great that you dont have to ho through so much credit check when applying and that they dont charge interest if you repay it back in a certain time frame Reviewed on: 13th May 2024

PayPal credit is easy to use.

PayPal credit is easy to use. Gave me the flexibility I needed to get my dream TV. Also make it incredibly easy to pay back early. Reviewed on: 13th May 2024

It so easy to use this service and never had a problem.

It so easy to use this service and never had a problem. Reviewed on: 13th May 2024

Easy to use, not complicated, don’t feel like gettin...

Easy to use, not complicated, don’t feel like getting ripped off Reviewed on: 13th May 2024

I had financial problem due to covid and paypal help...

I had financial problem due to covid and paypal helped me a lot Reviewed on: 13th May 2024

On my recent query there is no further news from Pay...

On my recent query there is no further news from PayPal. Reviewed on: 13th May 2024

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