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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Very easy to use and always one of the options for p...

Very easy to use and always one of the options for paying online. Reviewed on: 13th May 2024

so far has helped spread out big purchases

so far has helped spread out big purchases Reviewed on: 13th May 2024

I have used paypal for many many years and found it...

I have used paypal for many many years and found it to be a great service that has helped by big items that i couldnt of payed for in any other way great experience all the time never had any problem with the service i have recieved Reviewed on: 13th May 2024

PayPal credit has been a great help especially when...

PayPal credit has been a great help especially when u need to buy something in a hurry and have the option to pay interest free for 3 months Reviewed on: 13th May 2024

Best if You Need It!

Overall easy approach and clean app experience! Reviewed on: 13th May 2024

Amazing experience compared with other providers

Amazing experience compared with other providers Reviewed on: 13th May 2024

PayPal credit is a secure way to make payments online.

PayPal credit is a secure way to make payments online. Besides this, the flexibility to pay in 3, 4 or more interest free installments have definitely made my life easier and allowed me to afford things easier. Reviewed on: 13th May 2024

PayPal credit

Good product helped me out when I needed to lend Reviewed on: 13th May 2024

Very easy to use and convenient.

Very easy to use and convenient. Great help in managing payments and bills Reviewed on: 13th May 2024

Always there when I need it with customer service to...

Always there when I need it with customer service to help with unforeseen problems. Reviewed on: 13th May 2024

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