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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Hassle free

Easy to use, good correspondence when payments are due, hassle free with clear instructions. Reviewed on: 13th May 2024

Great means and options to budget your finances and...

Great means and options to budget your finances and payments Reviewed on: 13th May 2024

The experience I have with your team is exactly wand...

The experience I have with your team is exactly wander full I never have any problem I’m very satisfied Reviewed on: 13th May 2024

Has been handy especially the pay in three options f...

Has been handy especially the pay in three options for when I’ve needed to space out payments and it seems everyday the number of vendors accepting grows exponentially as I even bought some flights and used pay in three, so a holiday I would’ve struggled to pay for is now possible!!! Reviewed on: 13th May 2024

Love how easy it is to use.

Love how easy it is to use. Immense amount of places to use paypal credit super easy to understand statements Reviewed on: 13th May 2024

Amazing support and services.

Amazing support and services. Love the Paypal credit option Reviewed on: 13th May 2024

My experience with PayPal is very great as you can s...

My experience with PayPal is very great as you can speak with them about people who sell products that not the same as advertised and they will sort it out for you they are great Reviewed on: 13th May 2024

Great service.

Great service. Had a few issues with actually dealing with customer services, the people ok the phone are always the most helpful. That being said most disputes are handled quickly. The no interest for 4 months is a great. Reviewed on: 13th May 2024

PayPal Gives An Added Layer Of Securi.ty

I like PayPal as it gives that added layer of security when making payments to various people, organisations and, businesses. I'd like the Customer Service department to work a little quicker to answer some of the queries I have had. however all in all PayPal is a good option. Reviewed on: 13th May 2024

Time to spread the cost

Allows time to spread the cost on those bigger purchases without any hassle, Reviewed on: 13th May 2024

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