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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181154)

It's always the first logo I look for when buying an...

5
It's always the first logo I look for when buying anything online now a days. It offers excellent plans. I wish they would offer 6 months interest free for items over £250 and 12 months interest free for items over £500! Reviewed on: 13th May 2024
Denise M's avatar
Denise M

Almost every merchant allow you to use PayPal to pay...

4
Almost every merchant allow you to use PayPal to pay for products and services. I also like the 4months no interest on purchases above £100. Customer service would also take time to speak to you and help with your query. Reviewed on: 13th May 2024
Tolulope O's avatar
Tolulope O

Easy to use & extremely secure.

5
PayPal is really easy to use & extremely secure. I have been using PayPal for many years & have never had a single problem whilst using it. Reviewed on: 13th May 2024
Perry D's avatar
Perry D

Safe reliable credit.

5
Safe reliable credit. Great value for money. Quick and easy transactions through the PayPal App. So many features and ways to transfer money without worry. Reviewed on: 13th May 2024
Donnamaria Peppin's avatar
Donnamaria Peppin

I’m not a high earner

5
PayPal credit has helped me purchase items and spread the cost without paying interest. I’m not a high earner so I know not to buy things I can’t afford to pay back. PayPal makes those items just out of reach, now within reach. Reviewed on: 13th May 2024
Lynsey N's avatar
Lynsey N

PayPal is quick and easier way to pay

5
Always use PayPal feels more secure . Fast and easy way to pay Reviewed on: 13th May 2024
Pauline 's avatar
Pauline

Makes ordering online a much easier experience and g...

5
Makes ordering online a much easier experience and gives me peace of mind. Reviewed on: 13th May 2024
Rebecca S's avatar
Rebecca S

Good service, easy way to pay.

5
Good service, easy way to pay. Quick and easy to use Reviewed on: 13th May 2024
Malcolm B's avatar
Malcolm B

looking for a safe and proven payment method that ha...

5
looking for a safe and proven payment method that has been proven over the years Reviewed on: 13th May 2024
Bogdan Labus's avatar
Bogdan Labus

Totally recommend PayPal, better option to purchase...

5
Totally recommend PayPal, better option to purchase anything with 0% interest then to borrow the money from the bank . Reviewed on: 13th May 2024
Constantin T's avatar
Constantin T

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