Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

View other PayPal products

4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Paypal credit allows me to purchase items interst fr...

Paypal credit allows me to purchase items interst free over 3 to 4 months, which I wouldn't have been able to buy without the help of paypal. Reviewed on: 13th May 2024

Would highly recommend.

Would highly recommend. Very convenient and easy to use. Reviewed on: 13th May 2024

Making things easier for you.

Very smooth experience with customisable payment dates and a great facility. Reviewed on: 13th May 2024

Exceptional and easy to use, exciting and easy ti use

Exceptional and easy to use, exciting and easy ti use Reviewed on: 13th May 2024

As now PayPal has given us abit extra now as now the...

As now PayPal has given us abit extra now as now there is a curve card that can be used this is much better and you can use you PayPal to spend much anywhere now Reviewed on: 13th May 2024

It’s convenient allowing you to spread the cost

It’s convenient allowing you to spread the cost Reviewed on: 13th May 2024

The service always helps in case of problem

The service always helps in case of problem Reviewed on: 13th May 2024

It’s easy to use.

It’s easy to use. Handy too. The 0% option really helps with Cashflow and to budget for larger items. Once I worked out how to use the app I was delighted to use it. Reviewed on: 13th May 2024

I use PayPal a lot and find it helps me to spread th...

I use PayPal a lot and find it helps me to spread the cost, which is great. Reviewed on: 13th May 2024

Friendly staff who handle your issues easily

Friendly staff who handle your issues easily Reviewed on: 13th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Payments
from PayPal 4.72 from 3854 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101312 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub