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PayPal: PayPal Credit reviews

4.73
Based on 177,405 reviews, last reviewed 12th Jul 2026
1211% increase in 5 star reviews
in the past 90 days
994% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026
AK's avatar
AK

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026
A P's avatar
A P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177636)

Always good

5
Always good caring snd safe for shopping online Reviewed on: 7th July 2026

Very easy to use and trustworthy company

5
Very easy and trustworthy company Reviewed on: 7th July 2026

Ease of use, simple easy plan terms to understand wh...

5
Ease of use, simple easy plan terms to understand what you need to pay. Like the 0% offer for purchases over £100.00 Reviewed on: 7th July 2026

Easy to use

5
Easy to use great pay monthly plan Reviewed on: 7th July 2026

I love paypal & the buyer protection it offers

5
I love paypal & the buyer protection it offers Reviewed on: 7th July 2026

very easy to apply and set up repayments, I would de...

5
very easy to apply and set up repayments, I would definitely recommend to others. Reviewed on: 7th July 2026

good, except statements & charges are not clear.

5
good, except statements & charges are not clear. Reviewed on: 7th July 2026

4 months 0% interest and it accessible especially wh...

5
4 months 0% interest and it accessible especially when u are in a budget and u need to get things urgent you can access it and pay later Reviewed on: 7th July 2026

It was great experience

5
It was great experience to using this Reviewed on: 7th July 2026

Pay in 3 is great to use

5
Always a good experience, pay in three is what I use most. I would recommend this to my friends and family. Never had any issues paying or repaying wit pay in 3 Reviewed on: 7th July 2026

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