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PayPal: PayPal Credit reviews

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4.90
Based on 109,621 reviews, last reviewed 18th May 2026
2710650% increase in 5 star reviews
in the past 90 days
7950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Just quick & easy to pay people and credit... Just quick & easy to pay people and credit good Reviewed on: 18th May 2026
Trace's avatar
Trace

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026
Paul B's avatar
Paul B
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (109621)

Never had any bad customer service

5
Never had any bad customer service so have not had to contact them. Does what it says on the tin. Use the app for the credit and it has helped out. Could do with a bit better platform to see clearer on the interest added etc Reviewed on: 6th May 2026
JF's avatar
JF

Amazing experience overall & easy to use

5
Amazing experience overall & easy to use Reviewed on: 6th May 2026
Nehemiah A's avatar
Nehemiah A

PayPal gives me a lot of confidence when shopping on...

5
PayPal gives me a lot of confidence when shopping online knowing that my money is safe. Reviewed on: 6th May 2026
James M's avatar
James M

PayPal Credit is a convenient way to break down larg...

5
PayPal Credit is a convenient way to break down large purchases. With it's 4 month interest free period it allows you to spread purchases out without accruing interest and it is available across a variety of vendors making it a great choice. Reviewed on: 6th May 2026
Lee Barnard's avatar
Lee Barnard

Best Points Collection Cashback In The Moment

5
I love the new features of collecting points whiles spending with my paypal debit card Reviewed on: 6th May 2026
Benjamin O's avatar
Benjamin O

Paypal is great App

5
Easy app to use for purchases and for paying friends contributing to charity events. Like the way you can pay it monthly. Reviewed on: 6th May 2026
BMC's avatar
BMC

Never had an issue with PayPal!

5
Never had an issue with PayPal! I like how they brought out the points scheme. Very good reliable service, easy app to use! Reviewed on: 6th May 2026
Sharon's avatar
Sharon

Never had any issues and always been convenient and...

4
Never had any issues and always been convenient and easy to use Reviewed on: 6th May 2026
Stacey C's avatar
Stacey C

PayPal is the best way for me because it’s secured,...

5
PayPal is the best way for me because it’s secured, reliable, transparent and trustworthy and you can never go wrong with PayPal. Thank you so much for making transactions better and deliver us from scammers. Reviewed on: 6th May 2026
Bosede Akinlade's avatar
Bosede Akinlade

Great service, has helped me out loads with credit a...

5
Great service, has helped me out loads with credit and pay in 3 Reviewed on: 6th May 2026
Sophie A's avatar
Sophie A

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