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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 109,572 reviews, last reviewed 18th May 2026
2708450% increase in 5 star reviews
in the past 90 days
7950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use. Easy to use. Helpful customer services. Reviewed on: 18th May 2026
Miss TP's avatar
Miss TP

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026
Paul B's avatar
Paul B
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (109572)

Spending money in a smart way with PayPal, I am conf...

5
Spending money in a smart way with PayPal, I am confident,it’s fast and reliable. Reviewed on: 6th May 2026
Vivian E's avatar
Vivian E

Easy to apply, and good customer services.

5
Easy to apply, and good customer services. Reviewed on: 6th May 2026
Tal's avatar
Tal

I find Paypal convenient and easy to use.

5
I find Paypal convenient and easy to use. Also the phone app is good for on the go when I want to use it for shopping. Its convenient and can be used in many stores and online. Reviewed on: 6th May 2026
Lesley S's avatar
Lesley S

i like paypal as you can speak to actual people

5
i like paypal as you can speak to actual people Reviewed on: 6th May 2026
gruff's avatar
gruff

PayPal Credit easy to use

5
Been having PayPal for quite sometime and is always been very easy to use, and is allow me to treat myself for things that otherwise i couldn’t afford, i could use my PayPal credit and just pay it off monthly however i want it, or using the 4 months 0% interest offer which is very useful. Reviewed on: 6th May 2026
CB's avatar
CB

I have used Paypal credit for over a decade now...

5
I have used Paypal credit for over a decade now, no issues. Reviewed on: 6th May 2026
JOHN's avatar
JOHN

I’m very happy with PayPal , it’s been very useful.

5
I’m very happy with PayPal , it’s been very useful. Reviewed on: 6th May 2026
Mohammad m's avatar
Mohammad m

Great service provider, easy to deal with

5
Great service provider, easy to deal with Reviewed on: 6th May 2026
Rachel N's avatar
Rachel N

Fab service

5
I use PayPal credit for most of my larger purchases! Great way to spread the cost! Thank you!! Reviewed on: 6th May 2026
Melanie P's avatar
Melanie P

I wanted to buy a piece of machinery but with the he...

5
I wanted to buy a piece of machinery but with the help of PayPal credit, I could split the payment with 0% for 4months helping out with cash flow. would highly recommend! Reviewed on: 6th May 2026
Shaun C's avatar
Shaun C

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