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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 109,538 reviews, last reviewed 18th May 2026
2706850% increase in 5 star reviews
in the past 90 days
7950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service ............,,.......................... Reviewed on: 18th May 2026
Someone 's avatar
Someone

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026
Paul B's avatar
Paul B
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (109538)

Paypal is great.

5
Paypal is great. I use it to purchase most things nowadays. Reviewed on: 6th May 2026
Capy Bara's avatar
Capy Bara

Quite seamless and easy to navigate

5
Quite seamless and easy to navigate Reviewed on: 6th May 2026
David P's avatar
David P

Excellent service!

5
Easy to use, secure, and transactions are always quick and reliable. Reviewed on: 6th May 2026
Anouar N's avatar
Anouar N

Excellent service overall.

5
Excellent service overall. The PayPal Credit system has been genuinely helpful and easy to use, especially alongside eBay purchases. The online platform is clear, reliable, and straightforward to manage, with payments and balances easy to track. The availability of 0% interest offers has been particularly valuable, giving flexibility when making larger purchases and helping spread costs sensibly. I’ve found the whole process smooth and efficient, and overall it has been a very positive experience. Definitely deserving of a 5-star review. Reviewed on: 6th May 2026
Laurence 's avatar
Laurence

An excellent service by not disclosing credit card d...

3
An excellent service by not disclosing credit card details. Rewards for doesn’t seem to work very well and indeed a real frustration. Reviewed on: 6th May 2026
Suseen 's avatar
Suseen

Haven’t had an issue yet, so keep up the standard...

5
Haven’t had an issue yet, so keep up the standard Reviewed on: 6th May 2026
Chris B's avatar
Chris B

PayPal is safe, easy to use and widely available

5
I find PayPal easy to use with some really useful payment options from paying in three to using a balance and paying via credit / debit cards. What I find most helpful, is that PayPal is available on almost every online shop and payment option so you always feel secure making a payment. Reviewed on: 6th May 2026
AMck's avatar
AMck

I trust PayPal 100% and never hesitate to pay using...

5
I trust PayPal 100% and never hesitate to pay using this app Reviewed on: 6th May 2026
Angela O's avatar
Angela O

Always great customer experience using PayPal, easy...

5
Always great customer experience using PayPal, easy app to navigate and always keep me informed about my finances, Reviewed on: 6th May 2026
Mia M's avatar
Mia M

PayPal is a reliable and easy-to-use platform for on...

5
PayPal is a reliable and easy-to-use platform for online payments with strong security. The account verification process can be a bit tricky, but speeding it up would improve the experience. Customer support isn’t always as quick as American Express, though overall it’s still a solid service. Reviewed on: 6th May 2026
Brittany R's avatar
Brittany R

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