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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Customer service is too hard just to find a simple s...

Customer service is too hard just to find a simple snswer. Reviewed on: 13th May 2024

Awesome.

Awesome. It has everything that I need Reviewed on: 13th May 2024

It’s a great service and really easy to use and unde...

It’s a great service and really easy to use and understand Reviewed on: 13th May 2024

never had a problem, always customer service was fai...

never had a problem, always customer service was fair for my transaction Reviewed on: 13th May 2024

Very easy to use and works with various payment methods

Very easy to use and I love how flexible th payment methods are Reviewed on: 13th May 2024

I’m happy with this and all the time.

I’m happy with this and all the time. I have a easy purchase and move money to my friend or relatives. Reviewed on: 13th May 2024

PayPal credit

Got a bonus for using it to start with, and have carried on using it. Can't see any draw back Reviewed on: 13th May 2024

A great service with excellent offers for budgeting

A great service with excellent offers for budgeting Reviewed on: 13th May 2024

It has been very good experience very helpful Custom...

It has been very good experience very helpful Customer service Reviewed on: 13th May 2024

PayPal keep us safe

PayPal keep us safe when shopping on line, flexible payment options with clear terms and conditions all manageable on a user friendly app Reviewed on: 13th May 2024

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