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PayPal: PayPal Credit reviews

4.73
Based on 177,405 reviews, last reviewed 12th Jul 2026
1211% increase in 5 star reviews
in the past 90 days
994% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026
AK's avatar
AK

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026
A P's avatar
A P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177450)

You can pay more than the scheduled repayments it’s...

5
You can pay more than the scheduled repayments it’s easy to access through the app plus email reminders Reviewed on: 7th July 2026

Convenient but customer service not effective

4
Convenient for purchasing things online, but anything that I had to reach customer service for was difficult, and one thing I thought for sorted over the phone didn't actually happen and I gave up. Changing the date of by direct debit payment for example turned out to be such a hassle. Reviewed on: 7th July 2026

Never had any problems with using it made some purch...

5
Never had any problems with using it made some purchases easier Reviewed on: 7th July 2026

Stress free

5
It's stress free and allows me to choose whatever payment option I want including PayPal credit. And its very easy to navigate. Reviewed on: 7th July 2026

Good nothing to say negative

5
Nothing to say negative about paypal Reviewed on: 7th July 2026

Paypal is a convenient and easy to use payment servi...

5
Paypal is a convenient and easy to use payment service that makes sending and receiving money simple. I like that it offers buyer protection and can be used with many online shops, which make payments feel so secure. It is generally reliable, though fees and restrictions can sometimes be frustrating. Reviewed on: 7th July 2026

Excellent service.

5
Excellent service. Great customer service and support. Reviewed on: 7th July 2026

Very happy best service help lots

5
Very happy best service help lots Reviewed on: 7th July 2026

Easy to manage for credit

5
Easy to manage for credit. Could do better on foreign exchange. Integrates well - especially for online purchases. Reviewed on: 7th July 2026

Every person hopes to find people and relationships...

5
Every person hopes to find people and relationships in which hegemony, trust and mutual respect are created over the years. In my story with PayPal Credit from the very beginning I found a fair partner, secure funds, guaranteed relationships. Throughout all the years of joint relationships I have enjoyed good decisions, good help and a secure bank. I recommend to every person who is looking for secure relationships, calm and secure payments and a good friend to work with PayPal Credit. Reviewed on: 7th July 2026

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