Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 109,507 reviews, last reviewed 18th May 2026
2705400% increase in 5 star reviews
in the past 90 days
7950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay pal credit is really good especially if you want... Pay pal credit is really good especially if you want to buy something and dont have the full cash there. Only thing they could improve on is when your... Read more Reviewed on: 18th May 2026
courtney t's avatar
courtney t

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026
Paul B's avatar
Paul B
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (109508)

Always available to use and it's great to spread the...

5
Always available to use and it's great to spread the cost on higher value purchases. Always use PayPal as my way to pay. Reviewed on: 6th May 2026
Hayley G's avatar
Hayley G

Ease of use

5
No mistakes no wrong prices clear instructions in black and white can't go wrong Reviewed on: 6th May 2026
Gracey t's avatar
Gracey t

Very satisfied..

5
Have made a lot of transactions through PayPal,never had any problems, quick and easy, very satisfied Reviewed on: 6th May 2026
Paul Mcdonnell's avatar
Paul Mcdonnell

Longtime PayPal Credit user

4
I've been using payment credit for a number of years now and would recommend it. It's been a really useful tool to pay for larger purchases over a number of months with their 0% over 4 months option, or the Pay-in-3 credit. Reviewed on: 6th May 2026
Joe B's avatar
Joe B

Just really easy to use, always good for credit.

5
Just really easy to use, always good for credit. Reviewed on: 6th May 2026
James W's avatar
James W

All ways found PayPal easy to deal with .

5
All ways found PayPal easy to deal with . Have had disputes in past and used pay PayPal to sort out Reviewed on: 6th May 2026
Stuart H's avatar
Stuart H

I’ve had an excellent experience using PayPal.

5
I’ve had an excellent experience using PayPal. The platform is very easy to use, and transactions are quick and secure. I especially appreciate the strong buyer protection, which gives me confidence when making online purchases. Sending and receiving money is simple, and everything is well-organised in one place. Customer support has also been helpful whenever I’ve needed assistance. Overall, PayPal is a reliable and convenient payment solution that I would highly recommend to anyone looking for a safe and efficient way to manage their online payments. Reviewed on: 6th May 2026
Ameer Hamza's avatar
Ameer Hamza

everything is very clear, transparent and easy to use

5
everything is very clear, transparent and easy to use Reviewed on: 6th May 2026
Elisa P's avatar
Elisa P

PayPal always there for you

5
If I have a problem it felt with in a quick and professional way. Agents always willing to help. Easy app to follow I will continue to deal with PayPal always Reviewed on: 6th May 2026
Pauline F's avatar
Pauline F

Very reliable

5
Its very helpful at times u really need it, I needed more time to pay and PayPal is very good that way. Reviewed on: 6th May 2026
T a's avatar
T a

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill