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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

I regularly use PayPal including PayPal credit

I regularly use PayPal including PayPal credit, I prefer websites which offer either Apple pay or PayPal as it gives me confidence the purchase is more likely to be hassle free. PayPal credit with 4 months interest free is superb for spreading the cost of larger purchases. Reviewed on: 13th May 2024

Never had any issues, PayPal credit is super afforda...

Never had any issues, PayPal credit is super affordable with great 0% offers. Reviewed on: 13th May 2024

YOUR SAFE WITH PAYPAL

I feel safe in PayPal hands, They are with you all the way when there's a problem. Reviewed on: 13th May 2024

Only positives

Only positives- 4 months time without rate Reviewed on: 13th May 2024

Everything is good just refunding process is a bit slow

Everything is good just refunding process is a bit slow Reviewed on: 13th May 2024

I highly recommend this company.

I highly recommend this company. “Their customer service is second to none.” The company is constantly outstanding, exceeding my expectations every time.” I was completely impressed with their professionalism and customer service . Thank you so much for your amazing customer service. Reviewed on: 13th May 2024

Very easy to use and understand, I regularly use Pay...

Very easy to use and understand, I regularly use PayPal Credit to pay for items I want and spread the cost. Reviewed on: 13th May 2024

PayPal Review SPotter

Always help and answers any questions Reviewed on: 13th May 2024

PayPal is always there

PayPal is always there when I need a little help weather that’s for a transfer or credit, Reviewed on: 13th May 2024

I never have any problems with PayPal and it’s an ex...

I never have any problems with PayPal and it’s an excellent way for securing payments and I always have choices on way to pay. Can’t fault PayPal always “good to go” Reviewed on: 13th May 2024

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