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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Most easily to use and very reliable

It’s convenient and liable and quick and friendly to use Reviewed on: 13th May 2024

Great to have 0% credit for 4 months.

Great to have 0% credit for 4 months. It allows a lot of flexibility on purchases I make, Reviewed on: 13th May 2024

Very positive easy to use would like to able to use...

Very positive easy to use would like to able to use on Amazon. Reviewed on: 13th May 2024

Always ahead in terms of service, products and gr...

Always ahead in terms of technology, products and great service. Paypal have helped me with both sales and purchases from all my major online retailers, and the pay in 3 option has really helped me secure some limited time deals just before pay day Reviewed on: 13th May 2024

Has given me financial freedom

Easy and secure, so much easier than having to get up and get my card. Also have been able to fund a training course using PayPal which I wouldn't have been able to afford upfront, so grateful. Reviewed on: 13th May 2024

Convenient and available at the majority of shops /...

Convenient and available at the majority of shops / suppliers. Now can link to Cutve card so available everywhere which is absolutely fantastic! Easy to ise and great security so nothing to worry about. Fully linked to other payment methods and bank accounts so all in one place. Reviewed on: 13th May 2024

If you are shopping with PayPal credit you will neve...

If you are shopping with PayPal credit you will never lose your money and your details are secure Reviewed on: 13th May 2024

I know I'm covered if anything is wrong so gives me...

I know I'm covered if anything is wrong so gives me piece of mind and easy accessibility. Reviewed on: 13th May 2024

I use Paypal regularly! I like and recommend

I use Paypal regularly Reviewed on: 13th May 2024

Outstanding

Always correct never had a problem over 15 years Reviewed on: 13th May 2024

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