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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Easy to pay and safe every time you shopping and tra...

Easy to pay and safe every time you shopping and transfer money Reviewed on: 13th May 2024

Positively Paypal :)

I have only had a positive experience with Paypal. Highly recommend Reviewed on: 13th May 2024

Always helps me out with the 4 months 0%

Always helps me out with the 4 months 0% Reviewed on: 13th May 2024

The best way for all your needs

Knowing that I have a credit limits and can use it interest free with offers always available with easy repayments I don't know what I would do without PayPal Reviewed on: 13th May 2024

its very easy and convenient, made my life so easy...

its very easy and convenient, made my life so easy this is the best credit in the market Reviewed on: 13th May 2024

It’s easy, and reliable nothing more nothing less

It’s easy, and reliable nothing more nothing less Reviewed on: 13th May 2024

PayPal Credit has been excellent.

PayPal has been excellent. Compared to my credit cards, PayPal credit have no fees and you can borrow a lot with a mediocre credit score. Super easy to apply and use. My experience has been fantastic and would recommend to anyone who needs to borrow money for their online purchases. Reviewed on: 13th May 2024

Good overall experience

Good overall experience. I’m making the most of the credit card. Reviewed on: 13th May 2024

Excellent and friendly customer service, extremely h...

Excellent and friendly customer service, extremely helpful and understanding. Highly recommend PayPal credit. I’m very grateful for this service. Thank you so much! Reviewed on: 13th May 2024

Safe payment method for buyers and sellers

Safe payment method for buyers and sellers Reviewed on: 13th May 2024

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