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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Trust PayPal fully

Never had a problem with payments or contacting customer service. not tempted in any way to change to any of the new companies as PayPal has my full trust. Reviewed on: 13th May 2024

I think PayPal credit it help me verry much in my sh...

I think PayPal credit it help me verry much in my shopping and for that I can say thank you Reviewed on: 13th May 2024

Useful service

Quick and easy service that can really help on occasional large purchases Reviewed on: 13th May 2024

Requested PayPal credit for new phones, I applied ge...

Requested PayPal credit for new phones, I applied get accepted with minimum fuss and have never had a problem. Reviewed on: 13th May 2024

I am very satisfied.

Supper,easy to use and pay. Reviewed on: 13th May 2024

PayPal is quick and hassle free shopping

PayPal is quick and hassle free shopping Reviewed on: 13th May 2024

Helpful way of spreading the cost of purchases

Helpful way of spreading the cost of purchases Reviewed on: 13th May 2024

good experience, recommended to close friends and fa...

good experience, recommended to close friends and family. Once paid off i will start using it when financially better off. Reviewed on: 13th May 2024

Helpful and easy to use.

Helpful and easy to use. Always good if you are struggling and can pay up also. Reviewed on: 13th May 2024

Used PayPal credit for many years now and never had...

Used PayPal credit for many years now and never had any issues. Find the service to be simple and efficient for my needs. With all information available and up to date by a simple login of the app. Reviewed on: 13th May 2024

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