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PayPal: PayPal Credit reviews

4.73
Based on 177,088 reviews, last reviewed 11th Jul 2026
1233% increase in 5 star reviews
in the past 90 days
1072% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026
Christianne P's avatar
Christianne P

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026
lee b's avatar
lee b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177395)

Brilliant platform.

4
Brilliant platform. My daily use debit and credit bank. Brilliant experience so far Reviewed on: 7th July 2026

A quick clear way of sending money worldwide wide wo...

5
A quick clear way of sending money worldwide wide would Reviewed on: 7th July 2026

Helpful Paypal

5
PayPal credit gives you the chance to makes purchases with out the worry along with the time to pay it back with 0% interest for 4months. It has helped me out loads to be able to purchase things I couldn’t normally upfront and pay abit off each month Reviewed on: 7th July 2026

Very easy to managed credit and allow for pay in 3 o...

5
Very easy to managed credit and allow for pay in 3 or 0% for 4 months. Really helped with purchases any issues, I can speak to someone from PayPal 7 days a week. Reviewed on: 7th July 2026

it was seamless , great customer service easy to use...

5
it was seamless , great customer service easy to use and follow Reviewed on: 7th July 2026

Great way to shop

5
Always easy to use, no hidden fees, everything is plain and simple Reviewed on: 7th July 2026

So easy to use and understanding what you getting an...

5
So easy to use and understanding what you getting and what your paying Reviewed on: 7th July 2026

Trustworthy and reliable

4
Ive used PayPal for a number of years both thr credit and normal option and love the protection it offers me as a buyer. Its great for online shopping. The ap is clear and easy to use and id recommend it to anyone. Reviewed on: 7th July 2026

Never had problems I don't think.

5
Never had problems I don't think. Can't think of any instances of note. Reviewed on: 7th July 2026

Best financial App of 2026

5
Best financial app of 2026. Been using it for some years more than that now, and it still delivers exceptionally Reviewed on: 7th July 2026

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