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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (109475 reviews)

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4.90

Based on 109,475 reviews, last reviewed 18th May 2026

2703900% increase in 5 star reviews

in the past 90 days

7950% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very good I used it to buy my fridge and phone, life made easy Reviewed on: 18th May 2026

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (109475)

My experience with PayPal

My experience with PayPal has always been good Reviewed on: 6th May 2026

Never had any issue with Paypal.

Never had any issue with Paypal. Easy to use and a financial comfort. Reviewed on: 6th May 2026

I have experience using PayPal, including PayPal Cre...

I have experience using PayPal, including PayPal Credit, from a user perspective. I understand how it works in terms of making purchases, managing balances, and reviewing repayment options. It is easy to use and secure, with very good customer service. Reviewed on: 6th May 2026

Excellent service

Very pleased with Paypal service it has allowed me to purchase items that are essential such as food & training equipment and pay over time, very easy to use & also manage payments & the balance would def recommend Reviewed on: 6th May 2026

I use it every day!

Above all, it’s convenient; the PayPal app ensures security and eliminates payment issues it automatically calculates the required payments. Reviewed on: 6th May 2026

Paypal credit is very convenient

Paypal credit is very convenient Reviewed on: 6th May 2026

I have used PayPal regularly, in fact whenever I can...

I have used PayPal regularly, in fact whenever I can because it offers me security when I am paying for goods or services online. I feel there there are more ways in which I could be cheated but PayPal makes it a safer way to shop Reviewed on: 6th May 2026

Never had a problem using PayPal and the customer se...

Never had a problem using PayPal and the customer service is good. Only used the CS team once. But resolved quickly. Reviewed on: 6th May 2026

It's eaversier to receive and send money abroad

It's easier to receive and send money abroad Reviewed on: 6th May 2026

Very helpful

Very easy to use. Great options for spreading payments. Good value for money. PayPal credit is very helpful! Reviewed on: 6th May 2026

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