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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 109,467 reviews, last reviewed 18th May 2026
2703550% increase in 5 star reviews
in the past 90 days
7950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple credit to help with day to day commitments. Simple credit to help with day to day commitments. Reviewed on: 18th May 2026
Grant F's avatar
Grant F

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026
Paul B's avatar
Paul B
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (109467)

satisfied with PayPal credit

5
Easy to get the credit with PayPal, it’s fast and efficient. You get reminders if you are about to miss a payment Reviewed on: 6th May 2026
T K 's avatar
T K

i like using paypal credit as its easy to see where...

5
i like using paypal credit as its easy to see where i am at and pay off early Reviewed on: 6th May 2026
Emily M's avatar
Emily M

My experience with PayPal

5
My experience with PayPal has always been good Reviewed on: 6th May 2026
David 's avatar
David

Never had any issue with Paypal.

5
Never had any issue with Paypal. Easy to use and a financial comfort. Reviewed on: 6th May 2026
Richard B's avatar
Richard B

I have experience using PayPal, including PayPal Cre...

4
I have experience using PayPal, including PayPal Credit, from a user perspective. I understand how it works in terms of making purchases, managing balances, and reviewing repayment options. It is easy to use and secure, with very good customer service. Reviewed on: 6th May 2026
Gul S's avatar
Gul S

Excellent service

5
Very pleased with Paypal service it has allowed me to purchase items that are essential such as food & training equipment and pay over time, very easy to use & also manage payments & the balance would def recommend Reviewed on: 6th May 2026
Kaz's avatar
Kaz

I use it every day!

5
Above all, it’s convenient; the PayPal app ensures security and eliminates payment issues it automatically calculates the required payments. Reviewed on: 6th May 2026
Krzysztof P's avatar
Krzysztof P

Paypal credit is very convenient

5
Paypal credit is very convenient Reviewed on: 6th May 2026
Michael M's avatar
Michael M

I have used PayPal regularly, in fact whenever I can...

5
I have used PayPal regularly, in fact whenever I can because it offers me security when I am paying for goods or services online. I feel there there are more ways in which I could be cheated but PayPal makes it a safer way to shop Reviewed on: 6th May 2026
Carol Pozo Andrades's avatar
Carol Pozo Andrades

Never had a problem using PayPal and the customer se...

5
Never had a problem using PayPal and the customer service is good. Only used the CS team once. But resolved quickly. Reviewed on: 6th May 2026
Karen 's avatar
Karen

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