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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177268 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177272)

Fast, efficient, trustworthy and helpful.

Fast, efficient, trustworthy and helpful. Simple app to use, easy to get through to talk to someone. They also have many options in financing. The information provided on the crypto currency was also helpful. Reviewed on: 7th July 2026

Easy to use app that’s intuitive.

Easy to use app that’s intuitive. That I feel in control of managing my finances. Reviewed on: 7th July 2026

PayPal makes life easier

I have been using PayPal for many years and it has never let me down. I use PayPal for online payments wherever possible, and it is accepted by many online shops. The option to use PayPal Credit or split payments into three parts has helped me many times and made unexpected situations much easier to manage. I also use PayPal to send money to people, including international transfers. Payments and transfers are quick, secure and convenient, and money arrives almost instantly. PayPal gives me peace of mind and makes everyday payments simpler. I highly recommend it. Reviewed on: 7th July 2026

Great service.

Great service. Been using it for years Reviewed on: 7th July 2026

Best Payment method for me.

I get several payment potions with paypal which is easy to use. I just select paypal,enter my log ins and payment is done...so easy to use. Reviewed on: 7th July 2026

Helpful for Managing Everyday Finances

With its wide range of options, PayPal has become my go-to financial tool for both everyday spending and more expensive purchases. Reviewed on: 7th July 2026

Very reliable service and used regularly.

Very reliable service and used regularly. Love the pay in three option Reviewed on: 7th July 2026

Trusting and easy to use

Trusting and easy to use when buying from anywhere Reviewed on: 7th July 2026

Paypal secure and easy

I use paypal to pay for things because I believe it to be more secure than providing everyone with card details. I use paypal credit and pay in 3 as it is a good way to pay for things over time. Reviewed on: 7th July 2026

Expensive and cheapExpensive when selling.

Expensive when selling. Great for purchases Reviewed on: 7th July 2026

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