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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

PayPal credit is excellent that I can pay for someth...

PayPal credit is excellent that I can pay for something I I need but can pay it back monthly Reviewed on: 13th May 2024

Flexible and easy to use

Paypal credit is so easy to use & a great way to pay for goods monthly without the worry of affording them immediately Reviewed on: 13th May 2024

Secure easy payments.

Secure easy payments. Great credit facilities. Pay in three is a really good option. PayPal credit excellent for managing finances. Reviewed on: 13th May 2024

Fair repayment options. Multiple options of credit

Paypal credit is very fair with repayments & is extremely easy to manage and track! It’s helpful for their ‘pay in 3’ option, or pay in 12 months, or just using the credit. Reviewed on: 13th May 2024

I use PayPal often and find it easy and reliable...

I use PayPal often and find it easy and reliable Reviewed on: 13th May 2024

Very easy

Very easy to work the app, if I need help it’s easy to speak to someone and for them to look into the issue. The deals they do are useful to pay off larger amounts with a smaller interest rate which is fab! Reviewed on: 13th May 2024

I am facing some problems when I am buying with...

I am facing some problems when I am buying with PayPal Reviewed on: 13th May 2024

Great, no issues, easy to use and manage balance and...

Great, no issues, easy to use and manage balance and payments. Reviewed on: 13th May 2024

Excellent service never had any issues.

Excellent service never had any issues. Reviewed on: 13th May 2024

Very helpfull I can order and get long to pay of the...

Very helpfull I can order and get long to pay of the order Reviewed on: 13th May 2024

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