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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181154)

Easy to use even you can use in shop

5
Easy to use even you can use in shop Reviewed on: 13th May 2024
EA's avatar
EA

Groovy, Fab, Groovy, Groovy, Groovy

5
Groovy, Fab, Groovy, Groovy, Groovy Reviewed on: 13th May 2024
Darrin r's avatar
Darrin r

Quick respond and refund when returned an items I do...

5
Quick respond and refund when returned an items I don’t following a purchase Reviewed on: 13th May 2024
Ibrahim's avatar
Ibrahim

Easy to use.

4
Easy to use.Good experience Solve problems with expertise Reviewed on: 13th May 2024
Chalkie's avatar
Chalkie

My experience has been great so far

5
My experience has been great so far Reviewed on: 13th May 2024
Blessing john's avatar
Blessing john

Great service.

5
Great service. Low interest rates. Reviewed on: 13th May 2024
Naseema's avatar
Naseema

Easy to use, well thought out

5
Easy to use, well thought out website. Reminders sent so you don't forget. Easy to understand. Reviewed on: 13th May 2024
Paul b's avatar
Paul b

Recommended

5
Easy to use and flexible payments Reviewed on: 13th May 2024
jarvis's avatar
jarvis

Use PayPal as my main form of payment as it’s trustw...

5
Use PayPal as my main form of payment as it’s trustworthy. Also use PayPal credit a lot as helps to pay payments a bit later on or if things need returning it’s very handy. Reviewed on: 13th May 2024
Jade M's avatar
Jade M

Excellent service and app.

5
Excellent service and app. Quick and easy to set up and use Reviewed on: 13th May 2024
Zach 's avatar
Zach

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