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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Great experience other than the shortage of staff in...

Great experience other than the shortage of staff in credit adjustment and financial management, otherwise the overall experience is good enough. More handy ,O would also suggest a redirection to the app for payment rather than internet login each time which consume time and a bit delay . Reviewed on: 13th May 2024

Exceptionally safe, easy and convenient.

Exceptionally safe, easy and convenient. Reviewed on: 13th May 2024

good financial support

Every time, good financial support for my purchases Reviewed on: 13th May 2024

PayPal Credit is my go to payment option

PayPal Credit is excellent and gives masses of flexibility on repayments dependent on your needs, my go to payment option Reviewed on: 13th May 2024

Very easy platform to use and when I’ve needed help...

Very easy platform to use and when I’ve needed help customer service have been helpful Reviewed on: 13th May 2024

Mr . Abdihakim Omar Misse

Very good company PayPal is the pest Reviewed on: 13th May 2024

So far my experience has been great

So far my experience has been great Reviewed on: 13th May 2024

I love PayPal credit.

I love PayPal credit...It enabled me to get the things I needed, but without the hassle of paying all in one go.. Reviewed on: 13th May 2024

A amazing service.

Not had any issues for the past few years, and the one time that there was an issue it was dealt with swiftly. amazing service and the pay in 3 and pay pal credit has been great to have. Highly recommend for any online purchasing. Reviewed on: 13th May 2024

Quick response from customer service and easy to use

Quick response from customer service and easy to use Reviewed on: 13th May 2024

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