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PayPal: PayPal Credit reviews

4.73
Based on 177,088 reviews, last reviewed 11th Jul 2026
1233% increase in 5 star reviews
in the past 90 days
1072% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026
Christianne P's avatar
Christianne P

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026
lee b's avatar
lee b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177232)

I've used PayPal credit for a fair few years.

4
I've used PayPal credit for a fair few years. I've never had any issues with it. If I have money problems they are more than willing to help out. Reviewed on: 7th July 2026

4 months interest free credit is a great for me...

5
4 months interest free credit is a great for me Reviewed on: 7th July 2026

Never had a problem that Paypal coulndn't solve.

5
Never had a problem that Paypal coulndn't solve. Good knowledable customer Service, courteous and efficient Reviewed on: 7th July 2026

Great for buy now pay later plans

5
Great for buy now pay later plans Reviewed on: 7th July 2026

Always very helpful whenever got questions.

5
Always very helpful whenever got questions. Reviewed on: 7th July 2026

FULL Money Protection

5
Fast & Easy with FULL Money Protection Reviewed on: 7th July 2026

Everything always straight forward.

5
Everything always straight forward. Gives that extra confidence when dealing with traders. Reviewed on: 7th July 2026

Paypal great work

5
Fast payment service with easy to navigate app Reviewed on: 7th July 2026

This is an industry leader.

5
This is an industry leader. PayPal helps to maximise your finance to value ratio when you shop, transfer or need legal resolutions. Their outstanding customer service teams set the bar very high with their expert, courteous and meticulous assistance. PayPal is that friend standing by your side as you navigate through the difficult world of commerce. They’ve got your back. Always. Reviewed on: 7th July 2026

It’s not clear how your balance is broken down

3
It’s not clear how your balance is broken down Reviewed on: 7th July 2026

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