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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Great time

Had a few issues with payments but other than than great time Reviewed on: 13th May 2024

Love Paypal Credit

Paypal crefit is a very handy way to spread the cost of more expensive items. It enabled me to get the irem i wanted. Reviewed on: 13th May 2024

Awesome!

Awesome! Nothing can be any better than PayPal Credit when it comes to financial services. Thank you PayPal. I’m so grateful! Reviewed on: 13th May 2024

Very good no issues at all.

Very good no issues at all. Good way of protecting yourself online when making payments. Reviewed on: 13th May 2024

Hope for difficult situations.

Hope for difficult situations. Bought my holidays package with PayPal and paid with PayPal credit in 4 months. Such a relief. Reviewed on: 13th May 2024

PayPal gives excellent service .

PayPal has always been efficient and reliable and is trustworthy in handling my financial transactions Reviewed on: 13th May 2024

Top notch,I find it really easy to navigate and it m...

Top notch,I find it really easy to navigate and it makes it easy for me to use a little more funds. Reviewed on: 13th May 2024

Never had an issue with PayPal, clear and easy custo...

Never had an issue with PayPal, clear and easy customer service. Easy transactions. Safe and secure payment system. Reviewed on: 13th May 2024

Easy to borrow money without reapplying for credit.

Easy to borrow money without reapplying for credit. Reviewed on: 13th May 2024

Everything is so easy

Everything is so easy, IT only takes a few clicks. Reviewed on: 13th May 2024

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