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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Alternative mean of payment

Paying 4 instalments as my convenience is really important to people on tight budget. Reviewed on: 13th May 2024

Paypal credit has been great just wish it was availa...

Paypal credit has been great just wish it was available on more sites ie Amazon Reviewed on: 13th May 2024

A very easy way to pay.

A very easy way to pay.. convenient with a generous limit. Reviewed on: 13th May 2024

I had problems with sellers PayPal helped me get my...

I had problems with sellers PayPal helped me get my money back I trust PayPal Reviewed on: 13th May 2024

I’d like to be able to make the payment and the limi...

I’d like to be able to make the payment and the limit to be released online for a new purchase. Reviewed on: 13th May 2024

Very easy to use app with convenient access to credi...

Very easy to use app with convenient access to credit at 0%for upto 3 month is a life saver. Reviewed on: 13th May 2024

PayPal credit

I've used it for multiple things over the years, it's available on tons of sites and it's been useful for larger purchases Reviewed on: 13th May 2024

Very happy with my experience with PayPal

Very happy with my experience with PayPal Reviewed on: 13th May 2024

Always good and always gets paid

Always good and always gets paid Reviewed on: 13th May 2024

Secure and easy payment and credit service

I’ve used PayPal for years and have found it’s credit option to be brilliant. It’s easy to use and understand all round. I like that there is a four month no interest period, as I don’t like to borrow much at the moment. By using the app everything is clear and simple. The added security makes me feel at ease in all my transactions. 10/10 Reviewed on: 13th May 2024

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