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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Easy to use and they have pay over 3 months which I...

Easy to use and they have pay over 3 months which I use a lot. Reviewed on: 13th May 2024

Used just once - positive so far

Used just once - positive so far Reviewed on: 13th May 2024

Great App

Great customer service friendly people ease to understand and very quick problem solving Reviewed on: 13th May 2024

Easy to transfer money from pay pal to bank.

Easy to transfer money from pay pal to bank. Affordable terms on larger items. Overall excellently service when you call. Reviewed on: 13th May 2024

Good , is a lovely experience , a good experience

Nice one, responsive and attractive Reviewed on: 13th May 2024

Very easy to use and always using PayPal for safe...

Very easy to use and always using PayPal for safe Reviewed on: 13th May 2024

Online exclusive credit, a good way to pay online

Providing a good option to pay and is integrated seamlessly in most sites using PayPal. Reviewed on: 13th May 2024

Quick and efficient at replying to any queries I’ve...

Quick and efficient at replying to any queries I’ve had Reviewed on: 13th May 2024

PayPal credit card is simple fast and easy to use.

PayPal credit card is so convenient and easy to use fast simple and safe. Reviewed on: 13th May 2024

Paypal restored my faith in human kindness

Had a very bad experience on market and had £65 stolen from me, although the transaction was not covered by this a very kind & understanding man reinbursed me £50 as good will, he even told me how to make purchases in future. Thete are still good people around, restores my faith. Thank you very much! Reviewed on: 13th May 2024

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