Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

View other PayPal products

4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

PayPal is very easy to use and very reliable, custom...

PayPal is very easy to use and very reliable, customer service is very helpful too. Reviewed on: 12th May 2024

Easy to use, keeps me on track!

Easy to use. Reminds you not to borrow more than you can afford to pay each month. Easy payments and simply to keep track of transactions. Reviewed on: 12th May 2024

Never had any problems with PayPal transfers buying...

Never had any problems with PayPal transfers buying etc and if I've spoken to staff of PayPal always helpful and polite when I phone to sort out any issues Reviewed on: 12th May 2024

It's very good online service ,nice customer service

It's very good online service ,nice customer service Reviewed on: 12th May 2024

Good excellent customer service and all round high q...

Good excellent customer service and all round high quality experience with the credit system fair and easy to use. Just be careful with how you use the available credit and everything will go smoothly Reviewed on: 12th May 2024

Very easy to use.

Very easy to use. Always an option for majority of online payment Reviewed on: 12th May 2024

It's a handy service that had made purchasing things...

It's a handy service that had made purchasing things over time reliable and easy. I've used it for many services and even when I've had issues I've had good customer service even when the issues are usually on 3rd parties sites. Reviewed on: 12th May 2024

Really good choice

Great help if you need a bigger value to purchase!! Without straggling with credit from your bank.Good ratung and fee's. Reviewed on: 12th May 2024

PayPal Credit

Really helpful for more expensive purchases and with the reassurance of PayPal. Reviewed on: 12th May 2024

Great hassle free service, nothing is a problem

Great hassle free service, nothing is a problem Reviewed on: 12th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101311 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub