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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Using PayPal I know I’m always safe.

Using PayPal I know I’m always safe. I will never buy anything if I can’t use PayPal. Reviewed on: 12th May 2024

Best third party app I have ever used

Best third party app I have ever used Reviewed on: 12th May 2024

PayPal credit is very useful.

PayPal credit is very useful. I have used this on many occasions Reviewed on: 12th May 2024

PayPal is a robust lender with clear terms and fees.

PayPal is a robust lender with clear terms and fees. The pay later and pay in 3 instalment options are a great way to manage purchases. PayPal is a widely accepter online payment solution and is easy and convenient to use over different devices. Reviewed on: 12th May 2024

Just really straightforward, no hassle

Just really straightforward, no hassle Reviewed on: 12th May 2024

helps me get stuff and pay for it when i get paid.

helps me get stuff and pay for it when i get paid. Reviewed on: 12th May 2024

Been so easy to deal with for credit and payments al...

Been so easy to deal with for credit and payments also excellent customer service when dealing with bogus companies Reviewed on: 12th May 2024

Thankyou

Made it so easy in life to buy and calculate re-payments in an affordable manner, with protection and security, giving me an uncomplicated solution for all my needs. Reviewed on: 12th May 2024

Just an excellent service all round

Just an excellent service all round Reviewed on: 12th May 2024

Number 1 option without a doubt!

With the current situation in financial crisis, paypal credit is the best option with nothing in comparison, low repayments and small interest fees, personally I'd be lost without it and the new feature with the curve card is an absolute game changer! Reviewed on: 12th May 2024

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