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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Highly recommended for emergency use

Pay pal credit help me so much with the easy payment option highly recommended Reviewed on: 12th May 2024

Great product allowing me to spread the cost of my h...

Great product allowing me to spread the cost of my holidays! Reviewed on: 12th May 2024

Best credit

I am using PayPal since long and I am very satisfied Reviewed on: 12th May 2024

Always easy to use and use with multiple contactless...

Always easy to use and use with multiple contactless options too! Purchases online are really simple to use PayPal credit Reviewed on: 12th May 2024

Excellent customer service

I have always found the customer service team at PayPal efficient and friendly when I have had a problem or a question regarding my account . They have taken the time to explain everything to me with some pageant times I may add and helped me understand how my account works . Reviewed on: 12th May 2024

Paypal i am using it since many yea and i loved th...

Paypal i am using it since many years and i loved the service Reviewed on: 12th May 2024

PayPal credit has always been quick and easy

PayPal credit has always been quick and easy Reviewed on: 12th May 2024

Easy and fast application.

Easy and fast application. The app is so easy to use. Reviewed on: 12th May 2024

One of the most convenient, easy to use and fair len...

One of the most convenient, easy to use and fair lending options in the market. Reviewed on: 12th May 2024

Paypal is the best

I love PayPal. It helps me in many situations. Without it, I wouldn't get very important things to me. I would recommend it to all my friends, because it's very helpful. I'm use paypal often and I will.never stop.to use it. I hope you doing great. Reviewed on: 12th May 2024

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