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PayPal: PayPal Credit reviews

4.90
Based on 110,159 reviews, last reviewed 18th May 2026
2735100% increase in 5 star reviews
in the past 90 days
8050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience - easy to use app Good experience - easy to use app Reviewed on: 18th May 2026
Georgina G's avatar
Georgina G

Latest lowest rating:

1

Taking credit limits off of people pushing their acc... Taking credit limits off of people pushing their accounts into debt is disgraceful Reviewed on: 18th May 2026
Stacey M's avatar
Stacey M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (110159)

Reliable paying and money transactions

5
Reliable paying and money transactions Reviewed on: 6th May 2026

Always get a great service with PayPal

5
Always get a great service with PayPal Reviewed on: 6th May 2026

Excellent

5
Very helpful good company great for credit would definitely recommend. Reviewed on: 6th May 2026

Fast & Convenient way of making payments.

5
It's been easy the times I've used it. Such a convenient way to spread payments especially during the cost of living now. Reviewed on: 6th May 2026

I use PayPal for

5
I use PayPal for business and personal, mostly for ease of access and any issues I've had have been resolved with little drama Reviewed on: 6th May 2026

Excellent service in all areas.

5
Excellent service in all areas. I have used PayPal consistently over the years and always been very happy. Reviewed on: 6th May 2026

Very good

5
Always a good simple experience never any hassle Reviewed on: 6th May 2026

PayPal is fast easy secure and well known and respec...

5
PayPal is fast easy secure and well known and respected. Reviewed on: 6th May 2026

Very quick and easy service to use

5
Very quick and easy to use and track payments and dates with multiple options to pay interest free Reviewed on: 6th May 2026

I like PayPal because it helps me to spread my payme...

5
I like PayPal because it helps me to spread my payments without costing loads in interest, much better than a high interest rate credit card Reviewed on: 6th May 2026

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