Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 139,807 reviews, last reviewed 15th Jun 2026
4092450% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Well very good experience I have with paypal Well very good experience I have with paypal Reviewed on: 15th June 2026
Naeem Z's avatar
Naeem Z

Latest lowest rating:

1

Fraud on my card, advisor useless. Fraud on my card, advisor useless. Had a load of just eat payments taken I did not make and they’ve said they believe I have. Don’t waste your time wi... Read more Reviewed on: 15th June 2026
Pete's avatar
Pete

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (139807)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Always quick to help and empathetic with it.

5
Always quick to help and empathetic with it. PayPal's power in the world of commerce is respected Reviewed on: 9th June 2026

I like PayPal features

4
I like PayPal features and ease of making payments. Also like PayPal credit facility Reviewed on: 9th June 2026

very easy to access paypal on line

4
very easy to access paypal on line and a quick solution from them. Reviewed on: 9th June 2026

I have paid for two holidays with pay pal

5
I have paid for two holidays with pay pal Reviewed on: 9th June 2026

Used the credit option

3
Used the credit option was good when needed a loan with money Reviewed on: 9th June 2026

are allocated would improve the experience

5
PayPal Credit is easy to use and convenient. My only concern is that sometimes when I make a payment towards a 4-month plan, the payment appears to be applied to an older balance instead, which can be confusing. Clearer information about how payments are allocated would improve the experience Reviewed on: 9th June 2026

Excellent credit choice

5
Excellent financial support, you can pay back in time with 0% interest. Credit limit raises depending on your needs. Accepting the new limit is as easy as it could be. Reviewed on: 9th June 2026

Ive used paypal for many years.

5
Ive used paypal for many years. Its a useful paying tool and I use it not just for debit, credit, but transfer and paying for services. all which are very useful and easy for me to use and utilise Reviewed on: 9th June 2026

Handy easy to use and available for most retailers

5
Handy easy to use and available for most retailers Reviewed on: 9th June 2026

I needed o pay a large amount of money to a company...

4
I needed o pay a large amount of money to a company and for me it was the safes way to pay Reviewed on: 9th June 2026