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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Very convenient hassles free way to shop

Very convenient hassles free way to shop Reviewed on: 20th April 2026

Super secure, excellent at resolving any issues had...

Super secure, excellent at resolving any issues had and always a smooth friendly experience. Reviewed on: 20th April 2026

Amazing customer service, and the plan pays in 3 and...

Amazing customer service, and the plan pays in 3 and 4 months, free of charge, with a credit plan. Reviewed on: 20th April 2026

100% reliability

Never a problem and first class service Reviewed on: 20th April 2026

Easy and practical

I find paypal credit to be easy to use and very practical. Particularily the 4 months intrest free period. The only complaint I have is that when I make a payment into the account it takes a few days before it is removed from my bank account. Reviewed on: 20th April 2026

Always helpful

Always very helpful with sorting out problems Reviewed on: 20th April 2026

Very good rates and repayment time

Very good rates and repayment time Reviewed on: 20th April 2026

User friendly app - really easy to use

User friendly app - really easy to use Reviewed on: 20th April 2026

Straight forward to use.

Straight forward to use. Can use on many websites Reviewed on: 20th April 2026

i found PayPal service very handy and helpful .

i found PayPal service very handy and helpful . and reliability and pay later option very good . thank u , Reviewed on: 20th April 2026

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