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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

I’ve never had a bad experience with PayPal and if I...

I’ve never had a bad experience with PayPal and if I need to query anything there is always a really helpful person on the phone to guide me Reviewed on: 20th April 2026

I like PayPal

I like PayPal because all the time when I need with all the issues they help me Reviewed on: 20th April 2026

Flexible ways to pay with zero markup

Flexible ways to pay with zero markup Reviewed on: 20th April 2026

Upfront and Honest

Always been upfront and no hidden cost or agendas Reviewed on: 20th April 2026

Easy to use, staff friendly and knowledgeable .

Easy to use, staff friendly and knowledgeable . Reviewed on: 20th April 2026

PayPal has always made my payment quick and secure.

PayPal has always made my payment quick and secure. It is also assuring to know that it is also protected. Reviewed on: 20th April 2026

Okay experience

Experience is fine for the previous purchases anyhow not that great as tried to initiate refund one time but paypal did'nt supported Reviewed on: 20th April 2026

Easy to use and helpful team, no difficulties.

Easy to use and helpful team, no difficulties. Reviewed on: 20th April 2026

Easy way to pay

Really useful way to help pay for a purchase using interest free payments through PayPal. I’ve used it many times and would definitely recommend Reviewed on: 20th April 2026

Generally a very good experience

Generally a very good experience Reviewed on: 20th April 2026

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