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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Very convenient.

PayPal credit is very convenient to spread costs over 4 months without penalty. Reviewed on: 20th April 2026

Excellent customer service

Excellent customer service, had my account hacked and PayPal delt with fast and efficient. I lover their pay in 4 or 3 month deals. Just be careful you don't switch on pay balance by mistake if you want to pay additional payments. Reviewed on: 20th April 2026

My favourite way of paying!

My favourite way of paying! Always use PayPal - secure payment! Reviewed on: 20th April 2026

Widely accepted and good rates.

Widely accepted and good rates. Reliable and safe for online payments. Reviewed on: 20th April 2026

PayPal Credit is reliable, innovative and easily to...

PayPal Credit is reliable, innovative and easily to manage. Reviewed on: 20th April 2026

A useful safe tool for Online payments

Always a useful safe tool for making payments online and even better with the flexible payment options of Paypal Credit, Pay In 3 or Pay Later Reviewed on: 20th April 2026

Very helpful and easy service.

Very helpful and easy service. App is straightforward Reviewed on: 20th April 2026

PayPal is great

Great - I particularly like their 0% for 4 months options (although 6 months would be better) Reviewed on: 20th April 2026

Every time I can use PayPal, I will!!!

Every time I can use PayPal I will, whether it's paying for subscriptions or just a one of purchase, it's so easy secure and safe, don't ever have a issue with it and the payment plans are always easy to manage. Reviewed on: 20th April 2026

I’ve used it for a long time and it’s been okay.

I’ve used it for a long time and it’s been okay. Interest is a bit high and the rewards aren’t great compared to other banks. Reviewed on: 20th April 2026

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