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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Thank you PayPal for an amazing experience.

Thank you PayPal for an amazing experience. Reviewed on: 20th April 2026

Great safe way to pay excellent servic

Great safe way to pay excellent servic Reviewed on: 20th April 2026

Gave me a chance

Gave me a chance. I use my PayPal credit often & always pay more than the monthly minimum payment. Great full for PayPal!! Reviewed on: 20th April 2026

4 months zero interest was a financial help and so e...

4 months zero interest was a financial help and so easily accessible. I often use pay in 3 instalments for my regular purchases such as H & B plus clothes shopping Reviewed on: 20th April 2026

It's simple and easy to understand.

It's simple and easy to understand. Customer service is always consistently excellent. Reviewed on: 20th April 2026

Love PayPal great to use very easy offers plenty of...

Love PayPal great to use very easy offers plenty of choice Reviewed on: 20th April 2026

The paypal credit was so good man cuz it helped me m...

The paypal credit was so good man cuz it helped me manage finances so much better :)thankyou paypal Reviewed on: 20th April 2026

PayPal experience

I've used PayPal for a number of years I haven't had a single issue m, I like that they have PayPal credit(card) and it's great that you can spread your payments over 3 months. Reviewed on: 20th April 2026

Always smooth

Always a smooth way to pay with no problems. Customer service and support is excellent and easy to use. Reviewed on: 20th April 2026

Best way when you need something now , and don’t hav...

Best way when you need something now , and don’t have to wait for payday. Reviewed on: 20th April 2026

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